Kerala lottery winners often find themselves confused about the prize claiming process.

The Kerala State Lottery Department has established a systematic approach for claiming your hard-earned winnings, whether you’ve won ₹500 or the coveted ₹1 crore bumper prize. This comprehensive guide walks you through every detail of how to claim Kerala lottery prize.

Learm more about How to Play and win a lottery in Kerala.

Kerala Lottery Prizes

The Kerala State Lottery offers diverse prize structures designed to reward participants across multiple categories and ticket types.

Types of Kerala Lotteries: Weekly & Bumper

Kerala runs weekly lotteries every day (like Win-Win, Akshaya, etc.) with prizes up to ₹80 lakhs. Weekly Lotteries are best suited for those who enjoy regular play and smaller but consistent prize opportunities.

Then there are bumper lotteries for festivals (like Onam, Christmas), where winning can be up to ₹12 crore! Bumper Lotteries are ideal for players looking for a big win with festive excitement and are willing to invest more per ticket.

Feature	Kerala Weekly Lotteries	Kerala Bumper Lotteries
Draw Frequency	Daily (Monday to Sunday)	6 times a year (January, March, May, July, September, November)
Draw Schedule	One specific draw each day (e.g., Win-Win on Monday)	Occasional special events (e.g., Onam, Vishu, Christmas)
Ticket Price	₹40  ₹50	₹250  ₹500
First Prize Amount	₹70 Lakhs to ₹1 Crore	₹10 Crores to ₹25 Crores
Number of Winners	Moderate	Fewer top prize winners, larger prize pool
Availability	Widely available all week through local agents and online	Limited-time availability before each bumper event
Purpose and Theme	Routine daily lottery draws	Celebratory or seasonal themes (e.g., Summer Bumper, Onam Bumper)

Both types are managed by the Kerala State Lotteries Department and contribute to state welfare schemes.

Prize Categories

Prize Categories in the Kerala Lottery system refer to the different levels of winnings based on your ticket’s match with the drawn numbers.

Prize Category	Approx. Amount (₹	Who Wins
🥇 First Prize	65 Lakhs  12 Crore	Full number match (1 winner or shared if multiple)
🥈 Second Prize	5  10 Lakhs	Number match just below first prize
🥉 Third Prize	1  2 Lakhs	Next level of matching numbers
🎉 Consolation Prize	8,000  1 Lakh	Same number as 1st prize but different series
4th Prize	5,000  50,000	Partial number match
5th Prize	1,000  5,000	Fewer digits matched
6th Prize	500  1,000	Common smaller match
7th Prize	100  500	Entry-level matches, large number of winners

Exact prize amounts and number of winners vary by draw. Always check the official Kerala Lottery result sheet for details.

Tax Deductions & Agent Commissions

Prize money from Kerala lottery is subject to tax deductions as per Income Tax regulations with TDS (Tax Deducted at Source) applicable on winnings above ₹10,000.

The current TDS rate stands at 30% plus applicable surcharge and cess.

If your ticket was bought through an agent, some part (around 1015%) might go to them.

Want the full amount? Claim directly from the office (more paperwork, but worth it).

Step-by-Step Process to Claim Your Prize

The Kerala lottery prize claiming process follows a structured approach varying based on prize amounts and winner locations.

Step 1: Check & Keep Your Ticket Safe

• Confirm your win using the official Kerala Lottery website, newspapers, or result sheets.
• Keep the original ticket safe – no folding, tearing, or getting it wet.
• Take a clear photo of both sides as backup, but remember: only the real paper ticket counts!

Tip: One scratch or smudge, and you might lose the prize. So, handle it like gold!

Step 2: Gather Your Documents

You’ll need:

• Original Winning Ticket (no damage allowed!)
• Valid ID Proof (Aadhar, PAN, Voter ID, Passport, or Driving Licence.)
• 2-4 Passport-size Photos (recent and clear)
• Filled Claim Form (get it from lottery office or official site)

Make sure it’s not expired and matches the name on your ticket (if name was used).

Tip: If your prize is more than ₹10,000, a PAN card is must for tax purposes.

NRIs? Use your passport. Might need extra docs too.

Step 3: Submit to the Right Office

• Prize up to ₹5,000 – any lottery agent can pay directly.
• ₹5,001 to ₹1 Lakh – go to your district lottery office.
• Above ₹1 Lakh – send everything to the Directorate in Thiruvananthapuram.

Important:

• Claim within 30 days of result.
• Don’t write or staple anything on the ticket.
• No online claiming – everything is offline for now.

Where to Submit Your Claim

Claim submission locations vary based on prize amounts with specific offices designated for different prize categories.

Prizes up to ₹5,000

Small prizes up to ₹5,000 can be claimed from any authorized Kerala lottery agent or retailer making the process convenient for winners.

• Go to any authorized lottery agent. Quick check, cash in hand.
• Make sure the agent is genuine – no fraud please!

The claiming process at agent locations is typically faster with immediate verification and payment possible during business hours.

Agent locations are widely available across Kerala and major cities in other states providing accessible claiming options for smaller prize winners.

Prizes between ₹5,001 and ₹1 Lakh

Medium-range prizes require submission at District Collector offices or Regional Lottery offices which have enhanced verification capabilities for larger amounts.

• Visit your District Lottery Office or Regional Office.
• They’ll verify everything – takes around 3-7 working days.
• Bring all your documents properly!

Required documentation is more stringent for this prize category with additional verification steps including ticket authenticity checks and winner identity confirmation procedures.

Prizes above ₹1 Lakh

High-value prizes above ₹1 lakh must be claimed directly from the Directorate of Kerala State Lotteries in Thiruvananthapuram which serves as the central claiming authority for major prizes. The claiming process for major prizes involves comprehensive verification procedures including detailed background checks, ticket forensic examination, and extensive documentation review. 

• Submit at the Directorate of Kerala State Lotteries, Thiruvananthapuram.
• Big prize = big checking. Takes 1530 working days.
• Call and book an appointment before going.

Claiming Kerala Lottery Prize from Outside Kerala

Winners residing outside Kerala face additional considerations when claiming their lottery prizes. This process remains accessible with proper planning and documentation.

Procedure for Tamil Nadu Residents

Tamil Nadu residents can claim Kerala lottery prizes through authorized agents located in major cities like Chennai, Coimbatore, and Madurai. These agents facilitate the claiming process by coordinating with Kerala lottery offices and handling documentation requirements.

• If prize is over ₹1 lakh, either go to Kerala yourself or send someone with Power of Attorney (legal doc).
• Money can be easily transferred to your TN bank account. Just give correct details.

Guidelines for Other Indian States

Winners from states other than Tamil Nadu can claim prizes through authorized Kerala lottery representatives available in major metropolitan cities across India.

• Claim through Kerala lottery agents in big cities like Delhi, Mumbai, Bengaluru.
• They charge a small fee but handle the paperwork.
• Be ready with extra ID and address proof  they may ask for local verification.
• For big wins, check with your bank so they’re ready to receive large transfers (RBI rules apply).

Winners should coordinate with their banks to ensure account readiness for receiving substantial prize transfers.

Claiming Kerala Lottery Prize Online

Digital claiming procedures for Kerala lottery prizes are evolving with the lottery department exploring online solutions for enhanced winner convenience. But for now, you still have to submit your original ticket by hand.

Is Online Claiming Available?

No, online claiming is not available yet. 😐

Even today, if you win a Kerala lottery prize – big or small – you must submit the original physical ticket along with proper documents offline at the correct office.Maybe in future, small prizes under ₹5,000 will go digital.

Beware of fake websites promising online claims – most are scams trying to loot your data or money!

Steps to Claim Prize Online (if applicable)

Not live yet, but here’s how it might work in future:

🪜 Steps to Claim (Once Online System Starts):

1. Upload Ticket Photo (Clear image of winning ticket)
2. Verify ID (Aadhar-based online verification)
3. Second Check (if needed send original docs or attend a video call)
4. Bank Transfer (Prize money sent straight to your account)

🔐 Security Measures (Planned):

• OTP / Multi-step login
• Encrypted data
• Blockchain-style ticket checks

Important Deadlines and Timelines

Kerala lottery claiming deadlines is crucial to understand. Missed deadlines result in lost prizes that cannot be returned later.

Claim Submission Deadline

Kerala lottery prizes must be claimed within 30 days from the draw date as announced in official results (including weekends & holidays). 

No excuses, no late entries. Even post office dates don’t count  ticket must reach office in time

Processing Time for Prize Money

Processing times vary significantly based on prize amounts and claiming locations.

Prize Amount	Processing Time
Up to ₹5,000	12 days (same day possible)
₹5,001  ₹1 Lakh	510 working days
Above ₹1 Lakh	1530 working days
Bank Transfer Time	Add 23 more days

Common Mistakes to Avoid

Learning from common claiming mistakes helps winners navigate the process successfully without encountering avoidable problems that could jeopardize their prizes.

Damaged or Tampered Tickets

Damaged Ticket means No Prize.

• No tearing, smudging, stains, or folds
• Don’t write or staple anything
• Keep it safe in a plastic cover
• No DIY repairs! They’ll think it’s fake

Incomplete Documentation

Missing or incomplete documentation means big delay.

• Keep all required documents ready (original ticket, ID, photos, claim form)
• No expired IDs!
• Make sure photocopies are clear  no blur or cuts

Missing the Submission Deadline

Deadline awareness is crucial for successful prize claiming. Late Submission means Disqualified.

• Claim within 30 days of result
• No grace period, even for holidays
• Out-of-state? Plan your travel and submit early

FAQs